What is the True Cost of the Elimination Period?
Examples Based on a $360.00 Daily Benefit
Age 180 Days 90 Days 60 Days 30 Days 0 Days
Amounts Below Show What You Have to Pay Before Benefits Start
52
$64,800
$32,400
$21,600
$10,800
$0
53
$68,040
$34,020
$22,680
$11,340
$0
54
$71,442
$35,721
$23,814
$11,907
$0
55
$75,014
$37,507
$25,005
$12,502
$0
56
$78,765
$39,382
$26,255
$13,127
$0
57
$82,703
$41,352
$27,568
$13,784
$0
58
$86,838
$43,419
$28,946
$14,473
$0
59
$91,180
$45,590
$30,393
$15,197
$0
60
$95,739
$47,870
$31,913
$15,957
$0
61
$100,526
$50,263
$33,509
$16,754
$0
62
$105,552
$52,776
$35,184
$17,592
$0
63
$110,830
$55,415
$36,943
$18,472
$0
64
$116,371
$58,186
$38,790
$19,395
$0
65
$122,190
$61,095
$40,730
$20,365
$0
66
$128,300
$64,150
$42,767
$21,383
$0
67
$134,715
$67,357
$44,905
$22,452
$0
68
$141,450
$70,725
$47,150
$23,575
$0
69
$148,523
$74,261
$49,508
$24,754
$0
70
$155,949
$77,974
$51,983
$25,991
$0
71
$163,746
$81,873
$54,582
$27,291
$0
72
$171,934
$85,967
$57,311
$28,656
$0
73
$180,530
$90,265
$60,177
$30,088
$0
74
$189,557
$94,778
$63,186
$31,593
$0
75
$199,035
$99,517
$66,345
$33,172
$0
76
$208,986
$104,493
$69,662
$34,831
$0
77
$219,436
$109,718
$73,145
$36,573
$0
78
$230,408
$115,204
$76,803
$38,401
$0
79
$241,928
$120,964
$80,643
$40,321
$0
80
$254,024
$127,012
$84,675
$42,337
$0
81
$266,726
$133,363
$88,909
$44,454
$0