How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $3,2941
Age Premiums Paid Daily Benefit
5% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$3,294
$360
9
53
$6,588
$378
17
54
$9,882
$397
25
55
$13,176
$417
32
56
$16,470
$438
38
57
$19,764
$460
43
58
$23,058
$483
48
59
$26,352
$507
52
60
$29,646
$532
56
61
$32,940
$559
59
62
$36,234
$587
62
63
$39,528
$616
64
64
$42,822
$647
66
65
$46,116
$679
68
66
$49,410
$713
69
67
$52,704
$749
70
68
$55,998
$786
71
69
$59,292
$825
72
70
$62,586
$866
72
71
$65,880
$909
72
72
$69,174
$954
73
73
$72,468
$1,002
72
74
$75,762
$1,052
72
75
$79,056
$1,105
72
76
$82,350
$1,160
71
77
$85,644
$1,218
70
78
$88,938
$1,279
70
79
$92,232
$1,343
69
80
$95,526
$1,410
68
81
$98,820
$1,480
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $360/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.